About Us

Smarter College is the online destination for students and parents to compare college loans, loan APRs, options for deferment, rewards and loan payments from many different lenders. We work hand-in-hand with the best, most trusted names in private student lending to offer help in finding the money students and their families need for college. In this challenging economy, many lenders have either discontinued offering student loans or have tightened up their restrictions on college loans. Some lenders can’t even lend in some states. Our website shares several different loan options with students and colleges.

Smarter College does not make loans. Our website is a student loan solution that partners with lenders to help students and parents find loans. Universities, educational institutions, and lenders can even customize Smarter College to fit their individual needs.

There are so many lenders out there and so many individual loan decisions to be made. Sometimes it’s difficult to compare the features of each loan institution in an apples-to-apples way. The choices seem endless. How does a student know what choice is the right choice? Smarter College is designed to help students and students’ families wend their way through the maze of financial aid information and help them act upon the information they receive.

Smarter College offers an amazing array of features to college students and their families. Through use of comparison tools and loan searches, all of the research is done for the student and the student’s family and they are partnered with the lenders that fit their specific needs. Lending needs are quickly analyzed according to how much large a loan is needed, the school and degree program in question, and the state in which the student lives.

Smarter College has access to accurate and up-to-date information from each lender so that lenders will not only be screened according to students’ needs, but students can easily compare student loans offers. This site is simple for students and parents to navigate but behind the scenes, all of the numbers are being crunched for them so that students will get the best results for their needs.

Once students receive a list of Best Lenders from their loan results page they can pick the institutions that seem to best fit their needs and the needs of their family. Simply click on the apply button and you will be sent to the lender’s loan application. The lender will be happy to work with students to supply any information they need and will also help students to fill out their loan applications.

When a student loan is needed, Smarter College is always there to make loan decisions and applications worry-free.