Please read this information carefully and print a copy and/or retain this information electronically for your future reference.
By checking the “I have read and agree to Smarter College LLC’s consent to Electronic Communications” below, you are agreeing to electronically access, receive, review, sign, and authenticate certain documents and forms covered by the federal Electronic Signatures in Global and National Commerce Act (“E-SIGN Act”), the Uniform Electronic Transactions Act (“UETA”) adopted by various states, and/or the separate state laws of Illinois, New York, and Washington (as applicable). Your electronic signature will bind you to the same extent as if you had signed on paper with an ink signature. You are also agreeing that such documents and forms may be retained solely in an electronic format and are “transferable records” within the meaning of the UETA.
Your consent will apply to all information Smarter College LLC, and their respective subsidiaries, affiliates, agents, successors, and assignees (collectively, “we,” “us,” or “our”), send to you, or disclose or communicate to you, relating to your online loan application, student loan(s) or your student loan account(s) (“Communications”).
All Communications that we provide to you electronically will be provided either (i) directly to any email address provided by you (or any email address you provide to us later); (ii) on our website; or (iii) directly by text or SMS to any mobile number provided by you in your online account (or any mobile number you provide to us later). WE MAY USE SUCH MEANS OF COMMUNICATION EVEN IF YOU WILL INCUR COSTS TO RECEIVE SUCH PHONE MESSAGES, TEXT MESSAGES, E-MAILS OR COMMUNICATIONS SENT VIA OTHER MEANS. If Communications are provided on our website, we will notify you of the website address to access the Communications by sending you either an email or regular mail to the mailing address provided by you in your online account.
You consent and agree that Communications may be delivered to you by posting such Communications to your online account or a different website that we may, from time to time, communicate to you, by sending such Communications to your designated email address, or by making such Communications available to you during your online session. Email Communications may include attachments or embedded links.
You agree to notify us whenever you change your email address or mobile number. If you change your email address or if email is undeliverable to your email address, you must sign into your online account and update your email address if you want to continue to receive electronic Communications. If we receive an electronic notice that an email is undeliverable due to an incorrect or inoperative email address, then for Communications that we are required by law to send to you (such as IRS Form 1098-E), we will resend such Communications to you via U.S. Postal Service. In the event servicing of your account is handled by an affiliate or agent, you may update your contact information by communicating your request to it by contacting it directly at the address, telephone number, or hyperlink provided by it.
You may obtain a paper copy of any Communication by printing it from your computer or by contacting us at the address provided on our website. You may obtain a paper copy of any electronic agreement or form that was submitted with an electronic signature by printing it from your computer or by asking us to send you a copy. We will not charge unless the request is voluminous, such as a request for all historical notices. Please specify the subject matter requested and a reasonable time frame. Charges will apply for voluminous document requests. In the event servicing of your account is handled by an affiliate or agent, you may request a paper copy or ask for a copy to be sent to you by communicating your request to it by contacting it directly at the address, telephone number, or hyperlink provided by it. The request for a paper copy of any Communication will not by itself constitute a withdrawal of consent.
You may without charge withdraw consent to the use of electronic Communications and instead elect to use the U.S. Postal Service to obtain communications from us by signing into your online account, or by contacting us at the phone number and/or mailing address that we communicate to you on our website. This same contact information can be used to request paper copies as referenced above. Additionally, you may withdraw your consent by emailing us at firstname.lastname@example.org or at a different email address that may, from time to time, communicate to you. In the event servicing of your account is handled by an affiliate or agent, you may withdraw consent by communicating your request to it by contacting it directly at the address, telephone number, or hyperlink provided by it. Your withdrawal of consent does not apply to Communications provided electronically before the date on which the withdrawal of consent takes effect.
By checking the “I have read and agree to Smarter College LLC’s Consent to Electronic Communications”, you are stating that you are able to view and have read, understand, and accept the electronic delivery consent stated above, have the required hardware and software, and agree to receive Communications electronically, as set forth above, as well as future Communications electronically.